Read the concept
Introduce a decision and the financial principles behind it.
MICHAEL TORTORICH FINANCE / FOR EDUCATORS
For Educators
A practical, numbers-based approach to financial literacy for high school and college students.
A CLASSROOM-READY APPROACH
Teach students to think—not just memorize.
Built around Running the Numbers, the program combines clear concepts, worked examples, Excel calculations, and open-ended discussion of tradeoffs.
Suitable for adaptation to high-school financial-literacy classes, first-year college programs, and guest workshops. Materials should be tailored to the school's curriculum and student skill level.
Discuss a workshop ↗SAMPLE WORKSHOP / 45–60 MINUTES
The financial decisions that shape your future
Explore three questions: How do career choices compare? What does owning a car really cost? Why does starting to invest earlier matter?
Format: short explanation, spreadsheet demonstration, small-group discussion, and reflection.
A proposed teaching sequence
Run the numbers
Use the companion Excel worksheet to compare assumptions and outcomes.
Defend a choice
Evaluate the quantitative results alongside personal and qualitative factors.
Instructor answer keys, lesson slides, and assessment materials are in development. Current public practice scenarios are drafts; they do not constitute a complete accredited course.