Time Value of Money
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MICHAEL TORTORICH FINANCE / THE BOOK
The Book
A practical guide to making informed financial decisions—available in paperback, Kindle, and audiobook formats.
RUNNING THE NUMBERS
Learn to make your own financial decisions.
Originally written to teach his children, Michael Tortorich's book offers readers a framework for evaluating major financial choices. Rather than telling you what to do, it teaches you how to work through the numbers behind the options.
Use the book with its companion Excel workbook and video lessons to explore the calculations yourself.
Paperback
A physical copy to read and reference.
Buy on Amazon ↗A physical copy to read and reference.
Kindle
A digital edition for convenient reading.
View Kindle edition ↗A digital edition for convenient reading.
Audiobook
Includes author interviews and chapter discussions with Phil Shane.
Find on Audible ↗Includes author interviews and chapter discussions with Phil Shane.
INSIDE THE BOOKCHAPTER 1 CHAPTER 2 CHAPTER 3 CHAPTER 4 CHAPTER 5 CHAPTER 6 CHAPTER 7 CHAPTER 8 CHAPTER 9 CHAPTER 10 CHAPTER 11
Eleven chapters, real-life decisions.
Compound Interest
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Credit Cards
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Purchasing a Car
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Choosing the Right Career
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Paying Off Student Loans
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Defined Contribution Plans
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Purchasing a House
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Kids
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Life Insurance
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Investing for Retirement
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MORE THAN AN AUDIO NARRATION
Hear the reasoning behind the book.
The audiobook includes interviews between Michael and Phil Shane between chapters and key sections, adding personal context, practical insight, and reflections on why the lessons matter.
Explore the audiobook ↗The goal is to understand the framework, apply it to your own decisions, and know what drives the numbers.